01
Accept payments
Create payment links, invoices and QR codes — or use Checkout and USSD — to collect through supported mobile money and bank payment channels.
Links · Invoices · QR · Checkout · USSD
Business payments, in one place.
Collect payments, send payouts and track settlement in Rwanda.
Live money movement
Business overview
Available balance
RWF 2.4m
Collected
RWF 890k
Ready to settle
RWF 365k
Payment receivedMobile money · Just nowRWF 85,000
Supported payment methods
Supported channels
Mobile money and bank payments where enabled for your business
Clear records
Follow payment and payout status in Kitovu
Settlement view
Review settlement information alongside collections
Connect when ready
Add API integrations as your product needs grow
The opportunity
Fragmented money slows good businesses down.
When payments, statuses, settlements and records live in different systems, teams spend time chasing answers instead of serving customers. Kitovu brings those moments into one clearer flow.
Mobile money
Bank transfer
eKash
Card paymentComing soon
Clear balance
Connected records
Ready payouts
What you can do with Kitovu.
02
Track and reconcile
Review transaction references, payment status and settlement information in one place instead of piecing them together across tools.
Records · Status · Settlement
03
Pay out
Send money to supported recipients through mobile money wallets and bank accounts, with status you can follow from instruction to completion.
Wallets · Bank accounts · Status
04
Payment APIs
Connect collections and payouts to your website, app or platform through Kitovu's API.
Collections · Payouts · Developers
The simple version
Understand Kitovu in three questions.
Businesses in Rwanda that need to collect customer payments, review transaction records and send payouts — from shops and service companies to platforms embedding payments in their own products.
Every payment should have a clear record.
View the amount, payment method, reference and status in one place, so your team can follow up on pending payments and reconcile collections more easily.
About Kitovu
Transaction record
Payment received · Status recorded · Follow-up in one view
Illustrative preview
Embed collections and payouts in your website, app or platform through Kitovu's API.
payments.js
const payment = await kitovu.payments.create(({
amount: 85000,
currency: "RWF",
methods: ["card", "mobile_money"]
}));Payment request
RWF 85,000
Mobile moneyAwaiting customer approval
Illustrative preview
Why Kitovu
Why businesses choose Kitovu.
Supported payment methods
Collect and pay out through mobile money and bank channels where enabled for your business.
Transaction visibility
Review payment status, references and records when customers or suppliers ask what happened.
Start with what you need
Begin with the payment methods and workflows your business uses today. Add new supported channels and integrations as they become available.
Licensed in Rwanda
Kitovu Limited holds payment service provider and remittance licences issued by the National Bank of Rwanda.